1. Insurance scheme
Scheme (1): 600yuan/ person / year guarantee liability
Liability for Safeguards |
Sum Insured |
Guaranteed Content |
Accidental death |
300000 |
During the insurance period, if the insured suffers an accidental injury accident and dies as a result of the accident within 180 days from the date of the accident, the insurance company pays the death insurance premium; if the accident causes disability, the insurance company pays the disability insurance premium in accordance with the proportion of the "Personal Insurance Disability Assessment Standards", with a disability level of 10, a compensation of 10% of the insurance amount, a 20% compensation of level 9, and so on. When the accumulated benefit reaches the insured amount, the insurance liability shall terminate. |
Accidental disability |
300000 |
|
Accidental medical treatment |
20000 |
During the insurance period, if the insured suffers an accidental injury as stipulated in this insurance contract, 100% of the necessary reasonable medical expenses incurred by the insured and reimbursable in accordance with the provisions of social security shall be paid, with 0 deductible. |
Disease clinics |
20000 |
In a period of insurance, the part that has reached more than 600 yuan / year will be paid according to the proportion of 85%, and the cumulative amount of insurance will be limited to 20,000 yuan. |
Hospitalization for accidents and illnesses |
200000 |
Reasonable and necessary medical expenses incurred by the insured during the insured period that meet the scope of payment of Xuzhou Social Basic Medical Insurance (self-paid and partial self-funded items are not reimbursed by the Company), and there is no deductible for each hospitalization that meets the scope of insurance liability, and the inpatient medical insurance premium is paid in 100% proportion. The total amount of insurance coverage for accident and illness hospitalization insurance is 200,000yuan, with no waiting period. |
Scheme (2): 800yuan/ person / year guarantee liability
Liability for Safeguards |
Sum Insured |
Guaranteed Content |
Accidental death |
300000 |
During the insurance period, if the insured suffers an accidental injury accident and dies as a result of the accident within 180 days from the date of the accident, the insurance company pays the death insurance premium; if the accident causes disability, the insurance company pays the disability insurance premium in accordance with the proportion of the "Personal Insurance Disability Assessment Standards", with a disability level of 10, a compensation of 10% of the insurance amount, a 20% compensation of level 9, and so on. When the accumulated benefit reaches the insured amount, the insurance liability shall terminate. |
Accidental disability |
300000 |
|
Accidental medical treatment |
20000 |
During the insurance period, if the insured suffers an accidental injury as stipulated in this insurance contract, 100% of the necessary reasonable medical expenses incurred by the insured and reimbursable in accordance with the provisions of social security shall be paid, with 0 deductible. |
Disease clinics |
20000 |
In a period of insurance, the part that has reached more than 600 yuan / year will be paid according to the proportion of 85%, and the cumulative amount of insurance will be limited to 20,000yuan. |
Hospitalization for accidents and illnesses |
400000 |
Reasonable and necessary medical expenses incurred by the insured during the insured period that meet the scope of payment of Xuzhou Social Basic Medical Insurance (self-paid and partial self-funded items are not reimbursed by the Company), and there is no deductible for each hospitalization that meets the scope of insurance liability, and the inpatient medical insurance premium is paid in 100% proportion. The total liability coverage of accident and illness hospitalization insurance is 400,000yuan, with no waiting period. |
2. Insurance application method
Open the Alipay homepage, click "Transfer" - "Transfer to Alipay" to 18012001033 (please note your personal Chinese name + passport number when transferring).
3. Claims settlement services
(1) Required materials
A copy of the first page of your passport
A copy of the bank statement and a copy of the bank card
Copy of medical records
Original invoice
Copies of examination records and diagnostic results
Claims Statement
Admission records (provided for inpatient treatment)
Discharge records (required for hospitalization)
Accident certificate (required for accidental injury claims)
(2) Business consulting
a. National service hotline consulting service
Call PICC Health's 24-hour service hotline: 95518, provide and confirm the relevant information of the insured person according to the telephone voice prompts, you can self-service query the compensation record; you can also scan the QR code below to subscribe the official account "PICC Healthy Life", and after that you can query the personal insurance policy or claim situation through "My - Personal Center - Registration Login - Policy Inquiry".
b. Claims hotline consulting services
PICC Health Jiangsu Branch is responsible for the international students of our school, if you encounter any problems before medical treatment or when applying for claims, you can call 13151994999 for consultation, or scan the QR code below to add WeChat consultation.
(3) Claim settlement
After preparing the claim materials, you can contact the China University of Mining and Technology International Student Claims Hotline through the above telephone or WeChat, and the staff will come to collect the claim materials. If you encounter any problems in the process of collecting the above materials, you can also contact the staff at any time.
4. Precautions
1. Please go to public second-class A and above hospitals, such as Xuzhou No.1 People's Hospital, Xuzhou No.2 People's Hospital, Xuzhou Central Hospital, etc.
2. Please remind the staff to register according to the English name on the passport when registering.
3. Please keep all bills and test forms during the medical treatment period so that you can sort out the reimbursement materials.
4. If you need to be hospitalized, please explain to your doctor that you have group medical insurance at the time of visit, and ask your doctor to use medicines covered by medical insurance as much as possible. If you need to pay in advance during your hospitalization, please contact the China University of Mining and Technology International Student Claims Hotline in time through WeChat or telephone, and the relevant staff will help you immediately.
